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Who uses this: Businesses applying for funding for their own operations. Availability: Businesses that meet the eligibility criteria; not available to businesses located in Nevada, Minnesota, North Dakota, South Dakota, or Vermont.
FieldPulse Capital is business funding for your own company. You receive pre-approved funding offers from FieldPulse, choose the offer that fits, and repay it automatically each month — funding you can use to solve a short-term cash-flow gap or take on a new business opportunity.

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Overview

FieldPulse Capital funds your business directly, which is what separates it from the consumer financing partners in this section. Setting Up Acorn Finance and Setting Up Wisetack Financing cover partners that let your customers pay over time for the work you do for them. With FieldPulse Capital, the money goes to your business. FieldPulse Capital covers three things:
  • Fast funding — Receive pre-approved offers from FieldPulse and get funded as fast as one business day.
  • Flexible terms — Get multiple offers based on your cash flow and your business history with FieldPulse, then choose the one that works best for you.
  • Easy repayment — FieldPulse withdraws your monthly payment automatically, and you can track it in your funding portal.
FieldPulse Capital tile showing the FieldPulse Capital logo above a line describing borrowing money quickly with a credit line designed for contractors To learn more about FieldPulse Capital, see the FieldPulse Capital website.

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How it works

FieldPulse Capital runs in five stages — pre-approved offers, an online application, a decision, funding, and automated monthly repayment.
  1. Receive pre-approved offers. FieldPulse sends you pre-approved funding offers based on your cash flow and your business history with FieldPulse, and you choose the one that works best for you.
  2. Apply online. You complete the application entirely online in less than 10 minutes. You submit your business address and personal address, connect your bank accounts, connect your accounting software, and provide additional information on debt and co-owners.
  3. Get a decision. Once you are enrolled, a decision comes within two business days.
  4. Receive your funding. Funding takes place within two business days.
  5. Repay automatically. FieldPulse withdraws monthly payments from your bank account. There are no early payment or transaction fees, so you can pay the loan off early if you want to.
Track your outstanding balance, payment history, and other loan details in your funding portal.

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Rates and terms

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Availability

FieldPulse Capital is available to businesses that meet its eligibility criteria. You are eligible if you have:
  • 1+ year in business
  • A credit score of 620 or higher
  • No tax liens, judgments, or bankruptcies
  • A business that is not located in Nevada, Minnesota, North Dakota, South Dakota, or Vermont

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FAQs

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Who is eligible to use FieldPulse Capital?

You are eligible if you have 1+ year in business, a credit score of 620 or higher, and no tax liens, judgments, or bankruptcies. Businesses located in Nevada, Minnesota, North Dakota, South Dakota, and Vermont are not eligible.

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What information will I need to submit to apply?

The application takes less than 10 minutes online. You provide your business address and personal address, connect your bank accounts and your accounting software, and add details on any debt and co-owners.

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What are the rates and fees?

FieldPulse Capital offers monthly amortized term loans from 6 to 12 months, with annual interest rates from 8% to 20% and origination fees from 4% to 9%. There are no early payment or transaction fees, and FieldPulse withdraws payments automatically from your bank account.

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How long will the process take?

Once you are enrolled, a decision comes within two business days, and funding takes place within two business days.

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Where can I see the details of my loan and payments?

You can track your outstanding balance, payment history, and other useful information in your funding portal.

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Still need help?

Reach the FieldPulse support team at support@fieldpulse.com or use the chat feature in the bottom-right corner of your screen.